Informational use only
DSCR Lender Guide provides general educational information and comparison tools. It is not a lender, mortgage broker, financial advisor, tax advisor, attorney, or real estate professional. Nothing on this site is an offer of credit, commitment, pre-approval, or guarantee of approval or terms.
No lender or advisory relationship
Using the site does not create a lending, brokerage, fiduciary, attorney-client, or advisory relationship. Confirm financing, legal, tax, and investment decisions with qualified professionals and the lender handling the actual file.
Calculator limitations
Calculator outputs depend entirely on the assumptions entered. Lenders may use different qualifying rents, expenses, payment structures, appraisals, and rounding conventions. Results are estimates and may not reflect actual cash flow, closing costs, reserves, rates, or eligibility.
Lender data and rankings
Program data changes without notice. We date and source published fields, but do not warrant that any field is complete, current, or applicable to a specific borrower. Missing public information does not mean a program is unavailable. Rankings remain unpublished unless the stated evidence and approval controls are satisfied.
External links and compensation
Links may lead to independent lender sites. We do not control those sites or their application processes. No lender pays for placement, ordering, or a score on this site. See the Disclosure page for details.
Permitted use
You may use this site for lawful personal or business research. You may not interfere with the site, scrape it in a manner that degrades service, misrepresent its content, bypass access controls, or use it to make deceptive claims.
Intellectual property
Site design, original editorial copy, data organization, and software are protected by applicable intellectual-property laws. Lender names and marks belong to their respective owners.
Disclaimer and liability
The site is provided “as is” and “as available” to the extent allowed by law. We disclaim implied warranties and are not liable for decisions, losses, delays, third-party conduct, or damages arising from reliance on site content.
Changes
We may revise these terms and will update the reviewed date. This site publishes no contact form, email address, or other contact channel.