What We Do
This site researches DSCR lenders against a published evidence model, structures lender-program data around verified facts, and gives investors tools to price a deal before they talk to anyone. A scoring model is implemented but no score or ranking is published, so lenders are listed alphabetically. We are not a lender, broker, or lending decision-maker.
Who This Is For
Real estate investors financing rental property: first rental or fiftieth, buy-and-hold or BRRRR, long-term tenants or nightly bookings, single-family or small multifamily, personal name or LLC.
Why We Built It
Most lender lists skip the specific facts that decide a deal: whether a program will consider the property, at what leverage, under which rent calculation, and with what prepayment structure. This site makes those trade-offs visible.
What We Research
- Qualification criteria, leverage, reserves, and loan sizes
- Property and borrower eligibility
- Entity, first-time investor, and foreign-national policies
- Fixed, ARM, interest-only, and prepayment structures
- Geography, licensing, pricing, and disclosure quality
Every field is intended to be tied to a source and verification date. See how we verify it.
How We Work
We do not invent facts. If a lender does not publish a number, the field says “Not published.” We would rather have gaps than guesses.
We publish trade-offs. Every lender profile includes what that lender asks you to accept, including our commercial partner.
We show our work. Scoring weights, data sources, verification status, and commercial relationships are public.
Editorial accountability
This site publishes no contact form, email address, or other contact channel. We do not publish unverified author identities or credentials.
How We Make Money
No lender pays for inclusion in this guide, its position in any list, or its score. Rankings are computed from published criteria under the model set out on the disclosure and methodology pages.