No lender pays for placement
No lender pays this site for inclusion in the research set, a position in any list, a score, a badge, a review, or a link. Outbound links to lender websites are provided for research convenience and are not paid placements.
How the ranking is produced
Lenders are ordered by the DSCR Accessibility Score, a published model computed only from criteria each lender publishes on its own website. The methodology sets out every category weight, every scoring curve, and the rules the model follows — including that a figure a lender does not publish scores zero rather than being estimated.
What the ranking does not claim
A rank is a comparison of published criteria, not a recommendation, an endorsement, or a statement that a lender is right for your deal. It cannot account for pricing on your file, underwriting judgment, service quality, appraisal, title, or anything a lender assesses after reviewing documents. A lender ranked lower may be the better choice for a given scenario.
What the research cannot change
- Official-source requirements and verification dates
- Program limitations and review trade-offs
- Missing, stale, or conflicting data labels
- The computed output of the published model
This site is not a lender
It is not a lender, a mortgage broker, or a loan originator, and it is not owned by, operated by, or published on behalf of any lender. It accepts no applications and cannot approve, decline, or price a loan.
No guarantee of credit
Nothing here is an offer of credit, commitment to lend, pre-approval, or promise that a lender will approve a scenario. Rates, terms, fees, programs, and availability can change without notice.
Questions and corrections
This site publishes no contact form, email address, or other contact channel. Published figures carry the date they were last reviewed against their official source.