Flexible entity, foreign-national, STR, portfolio, and small-multifamily programs.
Reviewed 2026-08-09. Every field carries its own source and status.
Lima One publishes a 660 FICO floor, 1.0 DSCR floor, entity borrowing, foreign-national access, and properties up to nine units.
No category. On the fields this guide tracks, another lender publishes a stronger figure in every one. That is a statement about published criteria, not about whether this lender fits your deal.
DSCR Accessibility Score 72.1/100 (model accessibility-1.0). Strongest: Rate-and-term LTV, Minimum loan, First-time investors, Foreign-national borrowers. Weakest: Maximum loan, No-ratio path, Minimum DSCR. An unpublished figure scores zero.
Fields below are reported exactly as published. Nothing is estimated, inferred, or filled in from a competitor.
Critical gaps: None.
A published starting rate is a marketing floor, not a quote, and is never used here to declare a pricing winner.
Thirty-year rental financing for stabilized property.
Market-data-supported STR qualification.
Foreign-national access without established U.S. credit may be available.
Borrower and property breadth, including foreign nationals and small multifamily.
A complete current leverage, reserve, fee, and pricing matrix is not public.
These are editorial summaries of the published evidence above. They are not a ranking, a recommendation, or a statement that any lender is best for a given deal.
