Online rental lending with published liquidity, rent-treatment, and structure options.
Reviewed 2026-08-09. Every field carries its own source and status.
Kiavi publishes DSCR down to 0.8, up to 80% LTV, no minimum liquidity requirement, and fixed, ARM, and interest-only structures.
No category. On the fields this guide tracks, another lender publishes a stronger figure in every one. That is a statement about published criteria, not about whether this lender fits your deal.
DSCR Accessibility Score 48.2/100 (model accessibility-1.0). Strongest: Cash-out LTV, Rate-and-term LTV, First-time investors, Entity or LLC title. Weakest: Minimum credit score, Maximum loan, Minimum loan. An unpublished figure scores zero.
Fields below are reported exactly as published. Nothing is estimated, inferred, or filled in from a competitor.
Critical gaps: Minimum FICO, Minimum loan, Maximum loan
A published starting rate is a marketing floor, not a quote, and is never used here to declare a pricing winner.
Purchase, rate-term, and cash-out rental financing.
Vacation-rental eligibility is discussed separately and remains scenario-dependent.
No published minimum liquidity and transparent online scenario tools.
Credit floor, rental-loan range, STR treatment, closing time, and retail fee structure are not consolidated publicly.
These are editorial summaries of the published evidence above. They are not a ranking, a recommendation, or a statement that any lender is best for a given deal.
